I would very much disagree at least as far as the PS3 goes. Even on an unmodded system, less than $10 a month for the premium subscription which gives you free games (which you can keep as long as you're subscribed, even when the games are removed from the rotation; if you already got them, you can keep them - and if your subscription expires, you do lose your games, BUT you get them back if you re-subscribe, again, even including the ones that have been removed from the rotation).